Urgent: NHIA Health Insurance Premium Increase – What Nigerian Lawyers Need to Know
The National Health Insurance Authority (NHIA) has announced a significant adjustment to the annual premium for the GIFSHIP health insurance scheme. Effective 1st April 2025, the premium will rise from ₦22,150 to ₦38,718. This means that only payments made to the NHIA before 10:00 AM on 31st March 2025 will be processed at the current lower rate.
Immediate Action Required
The Nigerian Bar Association (NBA) is actively engaging with the NHIA regarding this development. However, to help members avoid the increased premium, the NBA has strongly advised members to subscribe or renew their health insurance immediately. This is particularly important where renewal is due, as delaying beyond the deadline will result in the higher charge.
Why You Should Subscribe Now
Health insurance is a critical safety net, offering financial relief for medical expenses. The NHIA Benefit Package provides extensive coverage, including:
Primary Care:
- Outpatient consultations
- Immunisations
- Treatment for common illnesses
- Minor surgical procedures
Secondary Care:
- Specialist treatments
- Complex surgeries
- Paediatric and obstetric care
- HIV/AIDS management
Tertiary Care:
- Advanced medical procedures and specialised treatments
- Consultations, diagnostics, and hospital admissions
- Maternity and paediatric care
- Optical services, ENT treatments, mental health support, family planning, dental care, and radiology
High-Cost Procedures at Reduced Rates
The NHIA plan ensures that enrollees receive significant financial support for expensive medical procedures:
- 50% cost coverage for procedures such as chemotherapy (4 sessions), dialysis (6 sessions), endoscopy, and high-tech diagnostics (e.g., CT scans, MRI).
- Major surgeries at just 10% of the cost, meaning a ₦500,000 Caesarean Section would only require a ₦50,000 contribution from the enrollee. This applies to other complex surgeries, including Myomectomy (fibroid removal), Hysterectomy, and Thyroidectomy.
Secure Your Coverage Now!
To continue enjoying these benefits at the current lower premium, we urge all NBA members to act immediately. Ensure your payment is completed before 31st March 2025 at 10:00 AM. Intending subscribers should also take advantage of this window to enroll before the price hike.
For further inquiries and assistance, do not hesitate to contact the NBA or visit the NHIA website.
Stay protected. Stay insured.
